ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 11,718

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lourdes Quezada

Because was easy comunícate whth you I…

Because was easy comunícate whth you I like the price of the insure
4

out of 5

POSTED: | BY: Jessica Tindle

Simple no leaf on like Google and…

Simple no lead on like Google and straight to the point unlike op
5

out of 5

POSTED: | BY: Tisa Lazar

The ASPCA Pet Health Insurance website…

The ASPCA Pet Health Insurance website was user friendly. Submitting a claim was fast and easy.
5

out of 5

VETERINARIAN: Small Animal Hospital Riverside CA.

POSTED: | BY: Marc Goldstein

I Can Choose Care Over Cost

When your pet is sick or injured, it is stressful enough. You worry about them, getting vet appointment, getting to the vet, what and how extensive the medication or treatment will be...and what will it all cost... I like knowing that what I pay per month for ASPCA Pet Insurance is going to be somewhat the same. Any vet visits are not going to be catastrophically costly or out of budget. I can choose the correct path of care over the cost of treatment that fits my bank account. Covering the costs of getting my pal back into his groove is a big burden off my shoulders when all I really want to do is get him fixed up.
5

out of 5

POSTED: | BY: Sydney C

The claim process was quick and simple

The claim process was quick and simple. I was surprised at how fast everything was resolved.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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