5
out of 5
POSTED: | BY: William
Great assistance submitting info for a…
Great assistance submitting info for a claim!
Read more on Trustpilot
4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Scott Proctor
I had been with Embrace almost 6 years
I had been with Embrace almost 6 years, but orthopedic changes to policy with no claims ever and things they said they would do they didn't, I felt bad about my pet insurance, even scared that it would not cover my pet. ASPCA seems to be a good company and the lady was knowledgeable about my issues I was having. I feel as though I have a good policy now. My pet is like a child to me. I am a disabled veteran and she is worth everything to me. I can't sleep at night if she is not covered. I am sleeping now, thank you!!!
5
out of 5
POSTED: | BY: Lou Ann Obrien
They were very nice and choosing them…
They were very nice and choosing them was the best choice for me
5
out of 5
POSTED: | BY: Linda Vasicek
Taking care of Mabel
Plans were easy to comprehend; no pressure to purchase - just a great experience
5
out of 5
POSTED: | BY: Ricardo Rosario
The website was in plain English
The website was in plain English, easy enough to be understood. The content is very informative and helpful, making it convenient for customers.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.