5
out of 5
POSTED: | BY: Joan Stroik
The company gave me many options to…
The company gave me many options to chose from and was reasonably priced.
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4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ann Chrisman
I wouldn’t be without my insurance!
I appreciate having my insurance on both my pups it’s truly paid for itself many times in their 1st 2 years. I also appreciate how quickly I’m reimbursed for vet costs.
5
out of 5
POSTED: | BY: Catherine A Hernandez
Chosing Pet Insurance
Steve is very knowledgeable and brokedown pet insurance in a way I could understand it! I truly appreciated that! He helped me chose the right one.
4
out of 5
POSTED: | BY: Kecia Tidwell
The experience is good
The experience is good. The only thing that needs improvement is the amount of time it takes to process a claim to receive claim refunds.
5
out of 5
POSTED: | BY: Allan & Millie Ho
Good price for the coverage
Good price for the coverage. Easy to choose deductible, reimbursement %, coverage limit.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.