5
out of 5
POSTED: | BY: ROSEMARY ATKINSON
ASPCA insurance
Great insurance
Read more on Trustpilot
4.5
out of 5
Number of reviews 11,714
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Peter Parks
Good Pet Insurance company
Good Pet Insurance company
4
out of 5
POSTED: | BY: Elizabeth Gregory
I like the price for Bluye,should’ve…
I like the price for Bluye,should’ve came to you sooner. Bluye is the correct spelling of his name. Bluye’s appointment is next month.Then I be able to give a better review.And I also be adding another veterinarian a Dr.Bell who I really take Bluye too.
1
out of 5
POSTED: | BY: O'Reilly Diditt
This is the worst pet health insurance…
This is the worst pet health insurance I have ever had. Every single time I file a claim, they say it is pre-existing. For instance, my horse had a cut on her butt. She also had a cut on her chest. Neither of these were tracked by a vet ever before the day of treatment. They said that because she had a cut in two places, she was ineligible for coverage.
1
out of 5
POSTED: | BY: Teresa Stiles
Claim denied…
My claim was denied for my dog because she had the same problem last year- she was having trouble with her hind legs At that time, the neurologist wanted to do an mri on her spine but I could not afford the $6000 bill because she was having dental surgery, which also cost 💲 6000 . I finally was able to get the mri done this year and ASPCA insurance will not pay a single dime of the bill since she saw the doctor last year for this problem.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.