5
out of 5
POSTED: | BY: Leonid Kogan
Great service
Great service
Read more on Trustpilot
4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kenneth Richards
Friendly service and very competitive…
Friendly service and very competitive pricing. I haven’t had to submit a claim yet, thankfully, but I’m sure that will go smoothly, too
4
out of 5
POSTED: | BY: Sylvia B.
I appreciate ASPCA Pet Health…
I appreciate ASPCA Pet Health insurance. With the current policy I carry for both my cats, it has been a big help as one of my cat has diabetes and IBS. When I have had occasion to speak with rep, each one has been courteous and helpful.
The only suggestion I have at this point regards the seemingly slow distribution of claims that are faxed. As an elderly customer, I use the fax as my means to send in a claim. I realize many people use the computer, but it is easier for me to fax claims. Thank you.
5
out of 5
POSTED: | BY: C wilber
People friendly pet insurance
Policy is easy to understand. Claims are a breeze to submit. Loved the experience.
5
out of 5
POSTED: | BY: Lenny Alvarado
ASPCA is a great support
ASPCA is a great support. If my furry little one's illness is sad, the economic part would add even more stress to the situation. ASPCA gives me support and confidence.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.