3
out of 5
POSTED: | BY: Linda Sharpe
Wanted my payments monthly
Wanted my payments monthly, but was charged for a year.
Read more on Trustpilot
4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
VETERINARIAN: West Russell Animal Hospital
POSTED: | BY: MARTIN Guaglione
Great service and processing of claims
Thanks for processing my claim quickly and covering much of the dental costs of our Yorkie. Definitely recommend all owners get pet insurance.
5
out of 5
POSTED: | BY: Jacalyn Turnshek
Your customer service is the best I…
Your customer service is the best I have experienced. Quick responses and updates posted in a timely way.
5
out of 5
POSTED: | BY: MWechsler
I wanted to change the payment source…
I wantted to change the payment source for my dog's insurance. When I spoke with the previous payment source I had specified which of my two accounts I wished to use for this. The source then proceded to transfer the account which was directly against my wishes. When I called to speak with that source and told them to move the account back to the account I had specified, they did not do so hence the desire to change the payment source. It lookslike the transfer was successful. Am most grateful to ASPCA!
5
out of 5
POSTED: | BY: Brittany Mastro
The ease of signing up was great plus…
The ease of signing up was great plus the benefits are awesome!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.