5
out of 5
POSTED: | BY: Lorraine Tamboia
My problem was resolved quickly and…
My problem was resolved quickly and with great courtesy.
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4.5
out of 5
Number of reviews 11,723
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dave W.
ASPCA is a Must for Pet Owners
ASPCA Pet Insurance is a safeguard to your pet’s health and your wallet. When my cat needed several teeth extracted, the bill racked up very quickly. Not only did ASPCA reimburse me a majority of the funds, the claim was complete and the money was back in my account within 4 business days of filing the claim! Incredible!
1
out of 5
POSTED: | BY: Inis Westgate
Terrible insurance
Terrible insurance. More expensive than most of insurances and keep denying claims for ridiculous reasons. They say something is pre-existing but it is not. They bend the rules in their favor. We were clients for 3 years afraid of leaving and something bad happens to our dog. But enough is enough.
5
out of 5
POSTED: | BY: cy cass
Never had Insurance before, glad I did!
I adopted a GSD under 1 year, no history but a sweet boy. Never owned pet insurance but kids advised it as their adopted GSD had issues. Glad I found ASPCA after much research. A senior myself with limited income, the insurance has paid for itself as CA Vets charge crazy prices, $75 just to walk in the door :0! I hit my $500 deductible quickly and have found ASPCA to be quick IN their reimbursement and easy to navigate. I will use them every year.
5
out of 5
POSTED: | BY: Hermann
ASPCA is reliable trustworthy and has…
ASPCA is reliable trustworthy and has very clear policies. After six years I am still amazed at how supportive they continue to be, as my dog ages and his bills get bigger.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.