4
out of 5
POSTED: | BY: Jeffrey Plant
Great Pet Insurance
Very good overall from filing a claim to follow up
4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: Arletha
My Fur Baby
I search other insurance for my furry baby and the price and the coverage is very reasonable. The website is very easy to access and all the information I need is easy to find.
5
out of 5
POSTED: | BY: M.S.
Reliability for an affordable price
I have used ASPCA for four of my pets so far, two dogs, and two cats, and I have found this insurance company to be very easy to work with, fair, and caring. When one of my cats, and one of my dogs passed, the agent I spoke with was super caring and compassionate. I even got sympathy cards from ASPCA staff.
Bottom line, I appreciate what they do, and having affordable health insurance on my furbabies has made my life easier.
5
out of 5
POSTED: | BY: Christine Dion
It was so easy to purchase
It was so easy to purchase
1
out of 5
POSTED: | BY: Marry Darliinger
I only use one email address and one…
I only use one email address and one password and you say it's wrong. I paid you for pet insurance and you kept my money and provided nothing!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.