5
out of 5
POSTED: | BY: Aileen Manheim
No hassles!!
The simplicity was most welcome !! Hassle free!!
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4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: catina barnes
Unused insurance
I don't know how well I like it I just got the insurance for my pet and haven't used it yet
5
out of 5
POSTED: | BY: J L Widger
ASPCA Compared to top 10 pet insurances
I looked at about 8 different plans. For cap offs, deductibles and price for the insurance premiums - ASPCA was less expensive with more benefits. But, I haven’t used the insurance and I hope I never have to.
5
out of 5
POSTED: | BY: Morgann
The ASPCA has ALWAYS been great - I can't believe I didn't think to look up their offering sooner…
The ASPCA has always been a wonderful organization, so when I read that they were the third party provided by my auto insurance, I was thrilled. To further find that they were not only the best deal for the money AND the process of signing up, inputting claims, and getting the ball rolling was so EASY, I couldn't be happier. So far, I could not ask for a more user friendly, easy service with loads of benefits for our newest member of the family. I'm beyond chuffed. Thanks!
1
out of 5
POSTED: | BY: isabelle boring
Worse pet insurance
This is the second time I tried giving them a chance for their insurance. I got the insurance after my dog needed an emergency vet. I knew the initial visit wasn’t covered but the second time I took her in for DIFFERENT SYMPTOMS, they denied the claim stating it was a pre existing condition because of symptoms listed. You can’t even file an appeal and you can’t file anything that happened during waiting period either because you’re not covered. Definitely not worth $60 a month.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.