5
out of 5
POSTED: | BY: Catherine Fararjeh
Nice
Nice, helpful, took time with us to make sure we’re satisfied
Read more on Trustpilot
4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Erin
Quick turnaround time and review…
Quick turnaround time and review time.... didn't have to provide the medical records that I had previously uploaded many times.
5
out of 5
POSTED: | BY: Priscilla Richards
My feelings about The ASPCA Insurance network
I am getting more accustomed to using the newer platform. I found it complicated to have to take the bills picture first then upload from the photo site. It seems like it would be easier to take the picture while filling out the claim form but as I said I have figured it out now. There have been some longer waits but I do understand that sometimes you are busier than others but overall I am happy with your service.
3
out of 5
POSTED: | BY: Dog owner
prepaid item not paid-have to read the code!
A prepaid fecal test was not reimbursed. I read the code and called about it to find I had to submit the results when the test was done. I think a better job could be done to inform your clients of the required additional information you require for reimbursement in this situation.
5
out of 5
POSTED: | BY: msokolaol.com
Glad I Chose ASPCA
Pet insurance wasn’t available when we first had pets, then I wasn’t sure if it was necessary. We just rescued a dog and felt it was time. I’m very pleased I chose ASPCA pet insurance. It was simple to sign up, then submit my first vet bill, and within days notification of payment to my bank account!! Don’t hesitate if you’re on the fence.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.