5
out of 5
POSTED: | BY: Mary Chuckra
Great Company to deal with.
Great Company to deal with.
Read more on Trustpilot
4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Heather Gingras
Easy to sign up
The site was easy to use and navigate.
5
out of 5
POSTED: | BY: Rafael Henao
It was an easy enrollment
It was an easy enrollment
1
out of 5
POSTED: | BY: Faye Nguyen
I filed a claim for my 7 month old…
I filed a claim for my 7 month old kitten at the time and all I got was the run around, they said I didn't submits all of the records, what was submitted is all that the Vet had, and sent to them three times. They kept telling me they wrote in their notes to reopen the claim for three months now and nothing. So I cancelled the policy, and will look elsewhere with a new under writer. What a waste of time and money. It gives ASPCA a bad name.
1
out of 5
POSTED: | BY: Jeanne Woodford
Too costly few benefits
I am paying over $100. A month on pet insurance. For her recent lab I was charged $78. I was reimbursed $25. For her recent surgery to be chipped and spayed, along with flu shot and other necessary treatment I was charged over $900. And I’m going to be reimbursed $175. I am better off saving my money than paying for pet insurance
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.