AKC | Pet Insurance Review

4.4

out of 5

Number of reviews 891

AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states, and has served as the exclusive pet insurance provider for the American Kennel Club since 2003. Learn more about AKC’s pet insurance plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY:

Available to answer all questions

Thank you for your availability to answer questions on a Saturday afternoon regarding an emergency situation to determine coverage.
5

out of 5

POSTED: | BY: Janina

Available to answer all questions

Thank you for your availability to answer questions on a Saturday afternoon regarding an emergency situation to determine coverage.
1

out of 5

POSTED: | BY: Chabeli

I am very upset with this company and how unfair they are

I am very upset because my new puppy was feeling sick and I took him to his first vet visit the 17th. He was diagnosed with a cold and the doc gave me cough pills. The 17th was the day that my policy insurance started. After this day you have to wait 5 days to get covered. I called them and a representative told me to go to the vet after the 5 days and make a claim with them and they will reimburse me. Well, the 23rd I took him to a different vet at another location closer to my house because my puppy was not getting better and I was almost out of cough pills. This knew vet diagnosed him with a cold also, and gave me more cough pills. Days pass and I make my claim with this ins company to receive my money back from the 23rd vet visit because I should be covered for this. They did not give me any reimbursement and the reason was because my puppy was first diagnosed the 17th and they are taking this day as the day which was not covered. Nonsense. Only for their convenience and unfair benefit. I was asking to be reimbursed for the 23rd not the 17th. And it was a different doctor at a different clinic, therefore a different diagnosis. That's 2+2=4. I talked to another representative about this and she didn't want to understand this nor help. But they just lost a customer because I will not continue with this insurance. And I do not recommend you pay for this either. It is not worth it. And they only work for their convenience. Very unfairly. I would give them ZERO STARS if I could.
1

out of 5

POSTED: | BY: DJ ISEMINGER

Better read the fine print

they literlly didn't cover my dogs illness first because I put it started before the insurance. Ok.. so i said I made a mistake and it didn't start untill the day I took her to the vet. They again said that they wouldn't cover it because it was 4 days after the insurance started, not 5 days. 5 days after you pay for this insurance you better wait. Lord knows what other fine print is in there that they investigate for ways not to cover your bill. Will be going to banfield and know I'll be handled with care.
5

out of 5

POSTED: | BY: Jody

All positive!

The experience was all positive!! The agent was knowledgeable and extremely helpful and friendly

Monthly Cost

$5 – $90 depending on coverage options chosen.

Coverage

You have a co-pay of 20% after your annual deductible. The pay-out amount is based on your actual vet bill.

Payout Limits

Per incident limit of $1,500 – $8,000 and annual limits of $3,000 – $16,000 depending on your chosen plan.

Deductible

Choose from $100 – $1,000 annual deductible.

Age Limits

Pets must be at least 8 weeks old to enroll with no upper age limit. Coverage options available for senior pets.

Waiting Period

Coverage goes into effect one day after enrollment. There is a 5-day wait period for accident claims and 14-day wait period for illness claims. AKC Pet Insurance provides 30 days of accident and illness insurance coverage included with AKC registration for newly registered puppies.

Exclusions

Pre-existing conditions are not covered. Customizable plans allow you to add-on coverage for inherited and congenital conditions, exam fees and wellness care. Cancer coverage included in base accident and illness plan.
As one of the first pet insurance providers in the United States, AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states. Since 2003, AKC Pet Insurance has served as the exclusive pet insurance provider for the American Kennel Club, and helps dog and puppy owners keep their pets safe and healthy. AKC Pet Insurance’s customizable plans allow pet owners to choose their coverage, deductible and coverage limits to create a plan that meets their individual needs and budget.

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