AKC | Pet Insurance Review

4.4

out of 5

Number of reviews 891

AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states, and has served as the exclusive pet insurance provider for the American Kennel Club since 2003. Learn more about AKC’s pet insurance plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: long time

Worked for me!

Our year old german shepherd had this insurance when he had a horrible accident in the woods, with a complex abdominal cut and tear. They were helpful with good communication, and paid for his very extensive vet care. ONly reason I switched was that they don't cover genetic conditions.
1

out of 5

POSTED: | BY: Stella and

The worst ins company

I have a 2 yr old black lab, have had this ins since she was 8 weeks..they are the worse, they recently got bought by another ins co. I am still wating for a claim i filed in Dec. they faxed the vet wanting every single medical record on her WHY????They won;t return my calls, they apparently did not get all records from previous underwritier..DO NOT BUY THIS INS!!!!!!!!!!
5

out of 5

POSTED: | BY: Helen and

Eye Injuries

I've had great experiences with AKC Pet Healthcare. I have the Essential Plus Plan. I like the $125 yearly deductible. My English Bulldog had two separate eye injuries and they paid everything, less my deductibles. They also pay for her continued eye checkups and medicine related to that incident. I've never had a problem not receiving documents from them. It takes about a month from the time I submit to receive reimbursement.
5

out of 5

POSTED: | BY: Sandra Houck

very easy to use

Have had this insurance since I got my st. bernard when he was 8 wks. got the policy that covers heartworm prev. and frontline. and after five years have had to use insurance for growth removal twice. I had no problems sumitted my claim and within 2-3 weeks recived my check.We had a st. before this one and the medical expense we had with him was very high wish I had this insurance for him. Best thing I ever did.
1

out of 5

POSTED: | BY: Alice Kolb

dishonest, slow, and misleading claim process

Got this policy from the AKC when I registered my puppy. Never received the actual paperwork outlining the limitations of the policy, but did receive a notice that there was an annual $100 deductible fee. At the end of August, my puppy had to go to the emergency vet because he was vomiting, and the bill was $186 (the vet also cleaned out his ears at the same time). I submitted the bill and the claim form by fax, not once but twice. Three weeks later they returned the form by mail, and I sent it right back by regular mail. Three weeks later, I got a letter saying they were processing the claim, and I would get a check in four weeks. When I called to ask where my check was, they said they had contacted the vet to "investigate" the claim, but that they would pay me $2.00 that had been approved. Subsequently, I called the vet to ask if he had received an inquiry, and he said he had not! I cancelled the policy by e-mail, and I have contacted the AKC. This plan is a rip-off!!!!

Monthly Cost

$5 – $90 depending on coverage options chosen.

Coverage

You have a co-pay of 20% after your annual deductible. The pay-out amount is based on your actual vet bill.

Payout Limits

Per incident limit of $1,500 – $8,000 and annual limits of $3,000 – $16,000 depending on your chosen plan.

Deductible

Choose from $100 – $1,000 annual deductible.

Age Limits

Pets must be at least 8 weeks old to enroll with no upper age limit. Coverage options available for senior pets.

Waiting Period

Coverage goes into effect one day after enrollment. There is a 5-day wait period for accident claims and 14-day wait period for illness claims. AKC Pet Insurance provides 30 days of accident and illness insurance coverage included with AKC registration for newly registered puppies.

Exclusions

Pre-existing conditions are not covered. Customizable plans allow you to add-on coverage for inherited and congenital conditions, exam fees and wellness care. Cancer coverage included in base accident and illness plan.
As one of the first pet insurance providers in the United States, AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states. Since 2003, AKC Pet Insurance has served as the exclusive pet insurance provider for the American Kennel Club, and helps dog and puppy owners keep their pets safe and healthy. AKC Pet Insurance’s customizable plans allow pet owners to choose their coverage, deductible and coverage limits to create a plan that meets their individual needs and budget.

Get a quote today

Leave a review