AKC | Pet Insurance Review

4.4

out of 5

Number of reviews 893

AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states, and has served as the exclusive pet insurance provider for the American Kennel Club since 2003. Learn more about AKC’s pet insurance plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: BC

Horrible actuaries! Year-over-year 40%+ increases

Have three year old dog. Rate has increased 100% since summer of 2009. Don't buy pet insurance until your dog is 5 or 6. Once you buy, you can't stop or you will NEVER get anything covered later. They used to cover vet prescribed Cosequin for dog with pano, but now they labeled it "supplements" and won't cover. Used to be really happy and recommended to everyone. Not anymore
5

out of 5

POSTED: | BY: Lori

great experience

I just had a big claim paid with no problems, very pleased
2

out of 5

POSTED: | BY: Cris

Forget this one

Tess had been my husbands dog and a 4th generation doberman from our line. In transferring her ownership I was offered insurance through AKC. I got it and it turned out she developed wobblers, nothing we'd seen in the line before. Anyway they had a 30 day waiting period and it developed on day 30. I'd taken her in but...they'd not cover due to it being in waiting period.
5

out of 5

POSTED: | BY: Jean

Excellent plan,excellent service

We have had Grace covered from the trial period on. She is eight now and has had several occasions that required the use of her coverage. She just had TPLO surgery to repair a torn ligament and meniscus in her left knee. The coverage allowed us to choose this more expensive operation over a cheaper option that had less chance of success for her age and weight. Very happy with the service.
1

out of 5

POSTED: | BY: Duped

BEWARE

Oh, indeed! In fine print they squish CANCER to an "incident" and apply a "cap" of $5,000 to very costly coverage at max $13,000, an $8,000 gap they must know WELL is totally inadequate and deliberately constructed.
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Monthly Cost

$5 – $90 depending on coverage options chosen.

Coverage

You have a co-pay of 20% after your annual deductible. The pay-out amount is based on your actual vet bill.

Payout Limits

Per incident limit of $1,500 – $8,000 and annual limits of $3,000 – $16,000 depending on your chosen plan.

Deductible

Choose from $100 – $1,000 annual deductible.

Age Limits

Pets must be at least 8 weeks old to enroll with no upper age limit. Coverage options available for senior pets.

Waiting Period

Coverage goes into effect one day after enrollment. There is a 5-day wait period for accident claims and 14-day wait period for illness claims. AKC Pet Insurance provides 30 days of accident and illness insurance coverage included with AKC registration for newly registered puppies.

Exclusions

Pre-existing conditions are not covered. Customizable plans allow you to add-on coverage for inherited and congenital conditions, exam fees and wellness care. Cancer coverage included in base accident and illness plan.
AKC Pet Insurance detail
As one of the first pet insurance providers in the United States, AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states. Since 2003, AKC Pet Insurance has served as the exclusive pet insurance provider for the American Kennel Club, and helps dog and puppy owners keep their pets safe and healthy. AKC Pet Insurance’s customizable plans allow pet owners to choose their coverage, deductible and coverage limits to create a plan that meets their individual needs and budget.
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