AKC | Pet Insurance Review

I have insured two of my labs with AKC Healthcare and have had nothing but good experiences with them. When I lost my first lab, AKC was very compasionate and not only paid all the bills for his treatment minus my deductible but since that term policy was only in effect one week, they reimbursed every cent of my payment for that year.

Overall the AKC/Pet Partners insurance group is very good about reimbursements based on your policy. However, after having the policy for 3-1/2 year, my dog required ligament surgery (TTA) of which they did pay 80% based on my policy but upon the next year's renewal, they increased my rates by $100 each month!! I've kept the policy but will be moving to another carrier. After researching, other carriers have the same benefits and hopefully won't be a devious.

We have multiple pets insured by Pet Partners. In particular, Trevar, our Scottie was without major medical issues for many years under his policy, however over the past two years medical issues arose-numerous diagnostics, surgeries, chemo, hospitalizations, etc. Needless to say our veterinary costs was exhorbatant but of course we would do whatever possible for our "Buddy." Two particular months of medical costs were in excess of $6000. Pet Partners (based on our policies)reimbursed us at least $4600. Although their premiums are a bit higher that some other companies, the coverages they offer are top notch and their reimbursements based on policy selection as you can see by the above receipt, are exceptional. They also give you an extended amount of time to file, and once filed benefits are dispersed promptly.

I decided to get the trial coverage on my 3 month old puppy. After two weeks into the plan, he had an ear infection. Took him to the Vet and paid over $200 for exam and meds. Filed the claim to AKC PET and received a letter two weeks later saying that it was not covered because was within 30 days. I called CS and they said it's not covered under the "trial". So, why offer a "trial" version of the insurance.

Very pleased so far during the time we've had full time coverage.