AKC | Pet Insurance Review

4.4

out of 5

Number of reviews 891

AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states, and has served as the exclusive pet insurance provider for the American Kennel Club since 2003. Learn more about AKC’s pet insurance plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: mike c

I needed to find out if the procedure...

I needed to find out if the procedure to neuter my dog, was covered. I have not filed a claim, yet pay $35.00 a month for insurance
5

out of 5

POSTED: | BY: Christopher G

So sympathetic for our loss.

We lost our pet earlier this week, and it meant a lot to me for Rosa to be so sympathetic for our loss. I felt like she really cared about us and how we were feeling, and she didn't try to sell us on anything. That goes a long way towards building trust
5

out of 5

POSTED: | BY: Sierra R

Very helpful.

Very helpful. They said they would call back with an update in a day or two after checking with another department but they returned the call within 20 minutes. Great customer service
1

out of 5

POSTED: | BY: Debra Cope

Don't pay for this insurance!!

I was told by my breeder that she signed me up for 30 days of free insurance through the AKC and when I turned in my substantial claim, they turned my claim down because not only did my breeder have to sign me up for the insurance, and did, it had to be "activated by me". I received an email and thought it was a copy with all the names on it. I have never had to sign up AND then have to "activate" it. Who would have guessed I had to "activate" my free insurance after signing up for it? In my opinion, they are just looking for any way to not pay. I would not recommend this insurance, clearly, they look for reasons not to pay. I'm sure there are plenty of other insurance companies with better ethics.
1

out of 5

POSTED: | BY: D

Worst insurance ever — don’t purchase

Basically your insurance is nothing but a fraud to garner business and try to hook customers into purchasing insurance on their pet(s). And you write the policy in such a way that no matter what happens to a customers pet you cover your business aspects by not paying because you claim it’s a secondary to a medicine that the government and states require customers to have their pets vaccinated with a rabies shot. I had faith in AKC but now all I see is big business wanting money from the little people and that they (AKC) really doesn’t care about the little people or how it constrains their life when their family member has to be hospitalized and the insurance won’t cover it because of mandatory vaccination. Shame on AKC. I will be letting all my friends and family know of how corrupt this organization truly is. Nothing but a joke to not having to pay a claim on mandatory vaccinations that caused this issue and yet I’m still paying the medical bills. Totally lost my faith in AKC.

Monthly Cost

$5 – $90 depending on coverage options chosen.

Coverage

You have a co-pay of 20% after your annual deductible. The pay-out amount is based on your actual vet bill.

Payout Limits

Per incident limit of $1,500 – $8,000 and annual limits of $3,000 – $16,000 depending on your chosen plan.

Deductible

Choose from $100 – $1,000 annual deductible.

Age Limits

Pets must be at least 8 weeks old to enroll with no upper age limit. Coverage options available for senior pets.

Waiting Period

Coverage goes into effect one day after enrollment. There is a 5-day wait period for accident claims and 14-day wait period for illness claims. AKC Pet Insurance provides 30 days of accident and illness insurance coverage included with AKC registration for newly registered puppies.

Exclusions

Pre-existing conditions are not covered. Customizable plans allow you to add-on coverage for inherited and congenital conditions, exam fees and wellness care. Cancer coverage included in base accident and illness plan.
As one of the first pet insurance providers in the United States, AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states. Since 2003, AKC Pet Insurance has served as the exclusive pet insurance provider for the American Kennel Club, and helps dog and puppy owners keep their pets safe and healthy. AKC Pet Insurance’s customizable plans allow pet owners to choose their coverage, deductible and coverage limits to create a plan that meets their individual needs and budget.

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