Best Pet Insurance in Georgia 2025

Pet insurance in Georgia is surprisingly affordable, and it helps to ensure that if the worst should happen, your furry friend can get the treatment they need.

 

Posted: 01/13/2025

Why Pet Insurance in Georgia is Important

In the picturesque state of Georgia, pets are an integral part of our families, providing boundless joy and companionship.
Get a free pet insurance quotes and find the best plan for your pets.
But, with 1 out of 3 pets needing emergency vet care in their lifetime, many pet parents live with constant stress, wondering if they can afford treatment should something happen. And that’s where pet insurance becomes crucial. Pet insurance in Georgia is surprisingly affordable and helps ensure your fur baby gets the care they need should an unexpected accident or illness occur.

How to Choose the Best Pet Insurance in Georgia

Vet bills are expensive, and 80% of pet parents say they could not afford a $5,000 vet bill if the worst happened. Having pet insurance in Georgia is the best way to protect your pet against injury, illness, and other emergencies. With some plans paying up to 90% of the vet bills, insuring your pet is one of the most important investments you can make. 

But how do you choose a pet insurance policy that’s right for you? That’s where we come in. Pet Insurance Review is an unbiased source of information to help you make the best financial decision for your family. We compare prices from pet insurance providers across the state that have proven track records for quality coverage and a willingness to stand by pet parents when they need help. 

But perhaps even more important, we have collected over 150,000 honest reviews of pet insurance providers from pet parents just like you. We use these reviews to rank the top companies in the marketplace. This makes it incredibly easy to find a reputable company with a proven track record of exceptional customer service.

Top Pet Insurance Providers of 2025 in Georgia
Rating Provider Total Review
4.4 AKC 891
4.5 ASPCA 11,843
4.9 Embrace 18,051
4.9 Fetch 26,125
4.2 Figo 2,613
4.6 Hartville 168
4.9 Healthy Paws 10,131
4.9 Lemonade 808
4.6 ManyPets 2,372
3.9 MetLife 718
4.8 Nationwide 21,409
4.0 Pet Assure 13
4.5 PetPartners 115
4.3 Pets Best 12,722
4.6 Pumpkin 1,621
4.6 Spot 7,653
4.9 Trupanion 60,743
4.8 Prudent Pet 1,707

How Much is Pet Insurance in Georgia?

Cost of pet insurance coverage in Georgia will vary based on a few different factors. Your specific location and zip code definitely comes into play. Those pet parents residing in a big city in Georgia will likely pay more than those in a smaller, rural area. 

The age of your pet will also impact your monthly premiums. Like older people, older pets tend to have more health issues that require more medical care. That’s why it’s always a good idea to enroll your fur baby when they are young and healthy as you’ll get the lowest rate possible.

And finally, your fur baby’s breed and species will also impact price. Dogs will usually cost a bit more than cats to insure, and certain breeds of dog with certain hereditary conditions may cost even more.

To give you a general idea of how much it costs to insure dogs and cats in Georgia, take a look at the following charts:

Most popular dog breeds insured in Georgia
Breed Average Monthly Cost
Other Mixed Breed $49.82
Shih Tzu $39.70
Yorkshire Terrier $0.00
Shih-Poo $0.00
German Shepherd $0.00
Boxer $158.22
Beagle $0.00
American Bully $46.40
Data source date 60 days, based on user selected percentage
Most popular cat breeds insured in Georgia
Breed Average Monthly Cost
Other Mixed Breed $42.17
Siamese $0.00
Domestic Short Hair $17.91
Data source date 60 days, based on user selected percentage

The best pet insurance in Georgia really comes down to a policy you can comfortably afford with a provider who has a history of taking excellent care of their customers. We hope to help you find just that!

Our Pet Parents reviews

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5

out of 5

Great experience!

Awesome experience at Modern Vet! Dr. Matt and staff were amazing! Thankful for great care by people who love what they do and do it well!

5

out of 5

Excellent

We haven’t had any issues with coverage and the claim process is easy and quick.

5

out of 5

OUTSTANDING - 10+ stars if I could!

This insurance company actually has heart and a passion (clearly) for customer service. I can't say enough amazing things about them. They are efficient, SPEEDY payments on claims (usually same week!), thoughtful, caring, explain everything easily and the rates are great. They have literally save...

5

out of 5

Fetch by the Dodo

I have had the Fetch insurance on my German Shepherd Dog since he was 3 months old Insurance is expensive but is well worth having My dog had surgery and ended up with an infection and Fetch paid a considerable amount of the bill which was $2,000.00.

5

out of 5

FIGO good online pet insurance

Insurance coverage oprions similar to human health ins. Claims pay 50% to 90% reimbursement depending on your premium. and get reimbursement check from FIGO fairly quickly when you pay your vet in full at time of service.

5

out of 5

Thank you, Hartville pet insurance.

Our beloved cat had an accident and fractured her back leg. She needed surgery, which was very expensive. After I paid for everything and I submitted the claim, I was ready to fight for the reimbursement, like you always have to do with insurances. Three days after, the claim was accepted, no quest...

5

out of 5

Great Insurance for puppers

We have been using healthy paws for our two boston terriers for a few years now. Our boston boy has not used his policy at all, while our lady boston has had to have multiple surgeries and is allergic to just about everything. Healthy Paws has been great for both of our little ones. The claims ar...

5

out of 5

Thank you for your service

Always easy to claim my insecurities , takes about few minutes to fill up all the questions . Never had any problems getting my money back. Money is returned within a couple of minutes. Thank you for your service!

5

out of 5

ManyPets Insurance

I have had excellent experiences with ManyPets! Their customer service is always outstanding and claims are settled in a very timely manner. I have 2 dogs covered by this company.

5

out of 5

Frankie was supported

Our young cat had acute bladder inflammation that needed diagnosis and treatment. Met Life’s online claim submission was simple and I had no problems getting the claims covered. It was very helpful for us.

5

out of 5

Can't beat this service

It's not often I write about first class service, but in this case, I thought it was important to share my experience as this company is awesome on several fronts, policies offered, customer relations and more. I have been a customer for years but never filed a significant claim as I have been f...

5

out of 5

Fast and Easy

Impressed with the ease of submitting my claim. Customer service was very helpful guiding me through the claim steps! Highly recommended

5

out of 5

Arshy Torres

Excelente!!!

5

out of 5

Such an easy process!

After having precious dogs with health issues, we purchased insurance for our current pups. Our 2 year old developed kidney stones and needed unexpected vet care. It was easy to upload our claims and they were processed quickly. Fast payment was wonderful, especially knowing that she will need follo...

5

out of 5

Covered dog's emergency visit and TPLO surgery due to injury/CCL tear

We are lucky we signed up for pumpkin. We talked about it for a while and never did and then decided to right before a trip and an annual checkup with the vet. That week, our dog went to jump on the bed and tore her right CCL and needed TPLO. Had to send pumpkin a million documents from her vet visi...

5

out of 5

Tried multiple companies and spot has been the best

I don't have much to say except that I've been with a few pet insurance companies over the year, and Spot has been one of the most cost-efficient (especially for our older dogs) and has been one of the easiest to process claims with. As expected, new conditions took a little longer to process (a co...

5

out of 5

So happy we were covered by Trupanion!

Almost lost my girl, she ingested something, and needed EMG surgery. I had to sign for a potential 4,000 bill, a week before Christmas. I was so relieved to have the insurance! Thank you Trupanion.

5

out of 5

Without a doubt…

Without a doubt, the best pet insurance one should buy for their loved one (pet). The quality of service and customer care is bar none; and the assurance that they will ease the burden in those critical imes of need, is truly what convinced me that Prudent Pet is my choice ! Thanks

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