Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,009

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda

I am very satisfied with Healthy paws…

I am very satisfied with Healthy paws pet insurance. My dog recently had major orthopedic surgery. I received reimbursement within 7 days of submitting my claim. They even sent me a follow-up email inquiring how my dog was doing post surgery. They are quick to respond to my questions and concerns. Healthy paws does not have a yearly or lifetime cap on reimbursement.
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5

out of 5

POSTED: | BY: Rebecca

There when you need it the most.

Healthy paws has been a great partner in maintaining the health of my poodle. They have expeditiously honored all claims (according to contract) and with Healthy Paw's backing, I felt I could turn hard decisions into easy ones and give my pet the proper medical care he deserves.
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1

out of 5

POSTED: | BY: Michael Murray

Chubb bought and ruined Healthy Paws

Since Chubb bought them in April 2024 there's been a distinct shift in how they treat customers. They deny everything, claims people are downright rude and they've cut coverage and increased prices. No longer offer a 90% reimbursement. Max is 80% and it's more expensive than the 90% was. Go elsewhere. HealthyPaws is definitely no longer any good.
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5

out of 5

POSTED: | BY: Jennifer Gray

I am so happy to have this pet insurance

I am so happy to have this insurance! We have had it for eight years with our oldest dog. I got it for my puppy who just turned one and thank God I did. We’ve had two major surgeries this year and Healthy Paws has saved me so much money. It seems like a lot from month to month, but you just never know when you’re going to have an emergency and that is much more expensive! I am not going to take the risk any longer. I have two dogs and one cat that are on this insurance plan. Could not be more grateful. They are so quick with their claims as well! Don’t even contemplate it just do it.
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5

out of 5

POSTED: | BY: Marge White

Post surgery

Highly recommend Heathy Paws to anybody that owns a dog. My dog has undergone 2 surgeries in the past 6 months. The ease of filing a claim helped during this stressful time. Excellent customer service representatives. Reimbursements for my claims appeared in my bank account within days.
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Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Provider website

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.

Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.

With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Provider website

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