1
out of 5
POSTED: | BY: Allie DaHarb
Worst company ever!!
Worst company ever!!! A huge waste of money!
Read more on Trustpilot
4.9
out of 5
Number of reviews 17,957
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
Reviews
4
out of 5
POSTED: | BY: Melissa Hagen
so far so good
so far so good. a bit too expensive :-(
may have to drop if it goes up anymore
5
out of 5
POSTED: | BY: Jim
Ease and brevity of file a claim is…
Ease and brevity of file a claim is outstanding. Payment on claims is fast.
2
out of 5
POSTED: | BY: Susan Teiser
Delays in processing
Delays in processing, repeated phone calls and consistent 'loss' of invoices from our veterinarians. Really? We submit on time and thoroughly but then have to keep calling to request claim processing. We are not comfortable referring new clients to Embrace anymore. Our rates skyrocket each year despite healthy dogs.
5
out of 5
Policy
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Company
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.