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I have had VPI for 2 years. This is the 1st time I used it on my dog Aries. My son discovered a lump on her top left shoulder so we took her to the vet. It cost me 800.00. VPI paid 780.00. Can't go wrong with that and I had piece of mind. Only thing I did not like is it took about a month to get the money back and no real details as to where we were on getting the money back. They still use checks which is rather odd. Should be direct deposit. If she gets another lump you do have to wait 1 year.

Mufasa was seen at an emergency hospital and admitted with vomiting due to a sock that he ingested. Thankfully he passed the sock and i am so glad to tell you he is doing wonderful. Thank you so much for every thing that Trupanion has done for us.

Mufasa was seen at an emergency hospital and admitted with vomiting due to a sock that he ingested. Thankfully he passed the sock and i am so glad to tell you he is doing wonderful. Thank you so much for every thing that Trupanion has done for us.

Following a trip to the vet's emergency room, I was presented with an invoice for services provided for our dog.I paid the invoice, and submitted a claim to healthy paws insurance the next day - easy to submit a claim - just took a photo of the invoice on my phone and emailed to the helpline. Less than an hour later I received confirmation of our coverage and a week later received a check. All very professional and quick. Also a few days later we received a follow up email asking how Sage was.

Trupanion is, by far, the most honest and helpful company I’ve ever had the pleasure to work with. After my experiences this year, I seriously recommend that if you care about your dog, get him or her a policy. The following is a story that will prove why a simple monthly bill will save you in the future. (I’m a teacher, not a salesperson, so my apologies for this long essay!) My dog's name is Rosie and she is around 13 years old. A beagle/rat-terrier mix, she has adorably corgi-like ears and brown eyes that look right into your soul. Rosie is a trained therapy and retired service dog and has put smiles on more people’s faces than I can remember. Rosie had a rough life as a puppy. It wasn’t until she was around 3 years old that a rescue group saved her and she adopted me. The veterinarian who helped me get Rosie healthy again recommended dog insurance. After some investigation and consideration, I signed up with Trupanion. This was because they cover 90% of the actual veterinarian's bill (not what an unknown group claimed a treatment “should” cost). They understand that a vet bill for a service in Massachusetts may be different than that same service in Colorado. They also have no payoff limit. So, I paid the monthly bill and kept up with her health. Trupanion helped with her bills throughout her life, but their true commitment to caring for animals showed this year when Rosie started having difficulties climbing stairs and stopped running around. Our veterinarian did all sorts of tests and treatments. All this time, Trupanion kept up with their end of the deal, helping with costs that included multiple x-rays, medications and blood work. They never declined a bill. After exhausting his resources, our vet recommended we see a specialist. After a consultation with a top-notch surgeon, the problem was identified, and Rosie went in for surgery the next day. As it turned out, Rosie had a lipomatous mass (the benign fatty tumors that look like lumps under the skin of many dogs). However, unlike those that grow under the skin and create no health risks, this one was between her hipbone and muscle. As it grew, it pushed the muscle away from her bone and snaked its way through any opening it could. Altogether, I estimate it was about the size of an egg. Our wonderful surgeon was able to remove it… including the part that had grown all the way around the sciatic nerve (if you don’t know what that is, I recommend you look it up… my dog was in a lot more

Trupanion is, by far, the most honest and helpful company I’ve ever had the pleasure to work with. After my experiences this year, I seriously recommend that if you care about your dog, get him or her a policy. The following is a story that will prove why a simple monthly bill will save you in the future. (I’m a teacher, not a salesperson, so my apologies for this long essay!) My dog's name is Rosie and she is around 13 years old. A beagle/rat-terrier mix, she has adorably corgi-like ears and brown eyes that look right into your soul. Rosie is a trained therapy and retired service dog and has put smiles on more people’s faces than I can remember. Rosie had a rough life as a puppy. It wasn’t until she was around 3 years old that a rescue group saved her and she adopted me. The veterinarian who helped me get Rosie healthy again recommended dog insurance. After some investigation and consideration, I signed up with Trupanion. This was because they cover 90% of the actual veterinarian's bill (not what an unknown group claimed a treatment “should” cost). They understand that a vet bill for a service in Massachusetts may be different than that same service in Colorado. They also have no payoff limit. So, I paid the monthly bill and kept up with her health. Trupanion helped with her bills throughout her life, but their true commitment to caring for animals showed this year when Rosie started having difficulties climbing stairs and stopped running around. Our veterinarian did all sorts of tests and treatments. All this time, Trupanion kept up with their end of the deal, helping with costs that included multiple x-rays, medications and blood work. They never declined a bill. After exhausting his resources, our vet recommended we see a specialist. After a consultation with a top-notch surgeon, the problem was identified, and Rosie went in for surgery the next day. As it turned out, Rosie had a lipomatous mass (the benign fatty tumors that look like lumps under the skin of many dogs). However, unlike those that grow under the skin and create no health risks, this one was between her hipbone and muscle. As it grew, it pushed the muscle away from her bone and snaked its way through any opening it could. Altogether, I estimate it was about the size of an egg. Our wonderful surgeon was able to remove it… including the part that had grown all the way around the sciatic nerve (if you don’t know what that is, I recommend you look it up… my dog was in a lot more

Embrace has been a pleasure to work with.. Our 15 month old puppy was diagnosed with a bowel obstruction and embrace covered almost all costs! We are so grateful for our insurance and we know our dog is in great hands... Highly recommended!!

My pooch had been limping for a while - initially we thought it was a broken toe, but when he was x-rayed it turns out there was some gravel that got buried in his pad and was stuck there. After removal, he got better quickly. The Embrace claim was easy - took a *little* bit longer than I would have hoped, but it was all hands off -they handled all communication with my vet and I got exactly what I expected in reimbursement. It was a relief!

My dog chinook had emergency surgery on Nov 30th. The bill was 30 something shy of 6000.00. The claim was submitted and paid (minus deductable and my percentage)within a week. I had to use credit cards to pay the hospital up front but I wasn't worried because I have Healthy Paws Insurance.I know i would be able to pay the cards off and not be in debt. If it wasn't for the insurance i would not have been able to afford the cost and we know the outcome of that. I will tell you Chinook is my Christmas Miracle and I thank Healthy Paws to the bottom of my heart. I did reaserch before I chose Healthy Paws. There is about 13 diffrent plans out there and Healthy Paws is the best and affordable. I am so glad I have it. I also have 2 cats that are covered. the claims are paid out fast and no questions asked. THANK YOU HEALTHY PAWS

Prompt payment and exactly according to policy. Great follow up to make sure I was satisfied.