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Years ago, pet insurance products had a reputation for being overpriced, difficult to use and not worth the money. Embrace has totally changed that paradigm. Their employees are lovely, the website is simple to use and very clear, claims were handled timely and well and the peace of mind is incredibly wonderful I adopted a 1.5 year old dog 4 years ago. Bengy look-a-like. After much research I chose Embrace for my insurance coverage. My former dog had issues that cost me well over $5000 and I'd had to make some difficult choices for care due to cost. And, I didn't want to have to do that again. My new dog was healthy for two years then developed some GI problems last fall. They were resolved but came back with a vengeance a few weeks back. I cannot tell you how comforting it was to know that I could make good health care choices for my pet - knowing that Embrace had my back. The vets love it as well. My latest claims totaled more than $5,000 and Embrace picked up 80% since I'd already met my deductible. Luckily my dog is now healthy - albeit with food allergies - and on a GI maintenance regime that will hopefully keep her healthy and happy for years. Embrace totally rocks!

When we adopted our mixed breed Schnauzer 6 yrs ago, we were advised to consider pet Health insurance for possible unforeseen emergencies. When we discovered that vet bills could be higher that human health bills, we opted after careful research for the 90-10 plan from Embrace with a $500 deductible & $10,0000 annual limit. For the 1 st 3 years of the coverage was about a wash with the few vet bills & related problems basically a break even experience. However, just under 3 years ago, our pooch lost most of her eye site and was diagnosed with a large but slow growing brain tumor which with treatment could have a reasonably normal life. Since this event, Embrace has paid out almost $15,000 and has renewed our policy with no ifs ,ands or buts. They have been honest & fair throughout the entire process. As a business & property owner dealing with numerous insurance issues on a regular basis, I found these folks to be the gold standard on how an insurance company is supposed to operate. Unfortunately, Embrace has proved to be the exception rather than the rule. Other insurance companies would be smart to emulate the dealings of these folks. Over all a 10 out of 10!

I learned my leason from a previous dog we had without insurance. When we rescued the new puppy, I decided to get pet insurance. After a lot of research, I decide to go with Embrace. Their customer service reps are very nice and caring. I filed one claimm after my dog eat something he shouldn't have. They send me the check within days of filing the claim. This is the best peace of mind insurance.

I have had Embrace for several years and have been satisfied and surprised that an insurance company does what it advertises and says. I had a large claim one month after getting the policy, and another cat has been sick with multiple problems recently. All of this has been handled promptly and correctly.

Thanks to Healthy Paws for always providing excellent customer service, easy bill submission through their phone app, prompt claim payments and personalized follow up regarding the well being of my dogs. I have two dogs on Healthy Paws insurance and it has helped so much with unexpected vet bills. I highly recommend this company. Speak with them before making your decision. You'll be very impressed!

I am so thankful that I have Healthy Paws insurance. When I first looked into this, there were not many other companies offering pet insurance. I discovered that the monthly cost for two dogs far outweighed the cost of the cancer treatments I paid out of pocket the year before. With our newest rescue (#3), it was a very small add to the monthly premium. You select the deductible you are comfortable with, and the reimbursement percentage. Over a year ago, our 14 year old border collie mix Sugar, had successful treatment for melanoma, all claims paid, no issues. And then late last year, removal of (and chemo for) mast cell tumors, which just recently returned. Our vet and oncologist both felt she is still a great candidate to try the next protocol. I can't NOT try this, and with Healthy Paws it is so much less of a financial burden than it would be otherwise. I always share their name with other pet parents. Easy to submit claims, reimbursement is fast, explanations are clear and the new phone app is GREAT! They have made finances something we can worry less about during a very stressful and emotional time.

I have had insurance for 7 years and when my dog was very ill the insurance would not pay for exam, recheck or medication. Very Very Disappointed. This cost me 237.90. I bought insurance for my dog because I had a dog die of cancer because I could not afford the treatment and he died. So when I bought max I thought I would be covered by paying a few hundred dollars a year but I was wrong. I always thought that when my dog got very ill that I did have to worry but apparently this insurance does not protect my dog for lots of different illnesses.

I've been blessed in the fact I haven't had to use the insurance but it gives me the peace of mind that if something was to happen I would have support to help with it. The wellness and tooth cleaning benefit is also AWESOME. I recommend to all!

I have had a number of issues with my dogs kidneys and patellas. Embrace has been wonderful to work with regarding my claims. I am always referring my friends to them.

What can I say about Healthy Paws-other than this company is FANTASTIC! Quick turnaround on payments and NEVER any issues. LOVE, LOVE, LOVE them!