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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.
We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.
Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.
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Can't say enough, best decision ever!
I never had pet insurance before but after I got my first dog, I decided to get it knowing as he got older he might be prone to hip dysplasia due to his breed. Little did I know that just 3 months after I took out the policy, my dog would get hit by a car on the highway. He almost didn't live through the night and he had 2 paralyzed legs. In those first days, it was such a relief to know that all I had to worry about was my dog and not how much it was going to cost to save him.
Over the course of the next year and a half, I took him to a rehab facility for intensive rehab, trying to save his paralyzed leg (one healed itself, the other did not).
Two years later, we accepted that the paralyzed leg was not going to heal like his other one did and we made the very difficult decision to amputate.
Throughout all of this, I can't begin to express what a relief it was to know I could make decisions about what was best for my dog, and not what I could afford. In all, I estimate his medical bills have come to around $30,000 or more and Healthy Paws paid 90%.
I can't say enough about how wonderful Healthy Paws was during these stressful times. At least 98% of my claims were processed within 24 hours (sometimes in as little as 2 hours!). They have even reached out to ask how my dog was doing and wished us well. What insurance company does that?
My friends and family all agree that my dog has better insurance than they do! Oh, and I was afraid his premiums would go up after I started submitting claims, but it only went up like one dollar, literally! I couldn't believe it. I will be a customer for life. I am so grateful for Healthy Paws.
- INSURER: Healthy Paws
- POSTED: 09/09/2016
- BY: Hillary
- BREED: German Shepherd
- AGE OF PET: 7 - 10
5
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Genuinely helpful claim's process
Currently we have found ASPCA most professional and helpful in working through a complicated surgical situation that had to be stopped in order to determine previously unsuspected cancer. Fortunately the results were benign. The original surgery was then referred to a specialist. What appeared to be 2 surgeries for the same condition at 2 different veterinary clinics was actually 2 separate surgeries. The first for cancer and the second for TPLO. Every one has been courteous and genuinely concerned that we receive reimbursement for a most expensive journey for our Maggie. Soon she will be bounding into the future.
- INSURER: ASPCA
- POSTED: 09/09/2016
- BY: Eleanor
- BREED: Golden Retriever
- AGE OF PET: 7 - 10
5
out of 5
ASPCA really Cares
I have had various Insurance plans for my dogs over the last 20 years and none of them even compare to ASPCA's Pet Insurance program. They genuinely care about my dogs-and me. They also pay a decent percentage - something not true with other companies I used. Their monthly charges are reasonable as well. And they have compassion when the worst thing happens. They even said they would pay final expenses. I had already removed that from my claim and they said they would pay it. I was not up to filing that so let it go since they cancelled his insurance - even back dated the premium since I (had to) waited to call.
- INSURER: ASPCA
- POSTED: 09/08/2016
- BY: Kristin
- BREED: Australian Shepherd
- AGE OF PET: 7 - 10
5
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Security
Cancer is a disturbing diagnosis. Knowing I have the insurance coverage that allows me to care for Wriley, my Golder Retreiver, helps ease the stress of the situation. I'm great full for the helpfulness of the Embrace staff. Thanks all!
- INSURER: Embrace
- POSTED: 08/31/2016
- BY: Lynn
- BREED: Golden Retriever
- AGE OF PET: Over 11 years
5
out of 5
Outstanding service!
We have had Trupanion policies for several years, and we recently learned just how grateful we are to have them. Our dog needed a $1,500 surgery unexpectedly and Trupanion worked with me the night before to get the procedure pre-approved so they could pay our vet directly. It was such a blessing to not have to pay out of pocket up front. The customer service we received was fantastic, and the timeliness of responses and claims payments far exceeded my expectations!
- INSURER: Trupanion
- POSTED: 08/28/2016
- BY: Anna
- BREED: Chihuahua
- AGE OF PET: 7 - 10
5
out of 5
Outstanding service!
We have had Trupanion policies for several years, and we recently learned just how grateful we are to have them. Our dog needed a $1,500 surgery unexpectedly and Trupanion worked with me the night before to get the procedure pre-approved so they could pay our vet directly. It was such a blessing to not have to pay out of pocket up front. The customer service we received was fantastic, and the timeliness of responses and claims payments far exceeded my expectations!
- INSURER: Trupanion Canada
- POSTED: 08/28/2016
- BY: Anna
- BREED: Chihuahua
- AGE OF PET: 7 - 10
5
out of 5
Best pet insurance company ever!
My Yorkshire Terrier has patellas issues in both her legs and cannot be operated on. She just started having seizures. Embrace was been wonderful to work with the claims process takes days not weeks and months. I am always recommending Embrace to people with pets. Thank you Embrace
- INSURER: Embrace
- POSTED: 08/24/2016
- BY: Peggy
- BREED: Yorkshire Terrier
- AGE OF PET: 7 - 10