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My affenpinscher, Taz, is nearly 12 years old. He has had his share of physical problems. Taz has been insured with Petshealth for many years now, after switching over from another pet insurance plan (on a testimonial from an acquaintance). Over the years, Petshealth has been fair and prompt in claims processing. We haven't always needed the insurance, but are glad to have it when we need it. It helps ease the financial burden of a pet who seems to need a lot of attention. Taz contracted Lyme's disease in 2010, and because the illness crossed policy periods, my claim was denied. I wrote an appeal, and the appeals board graciously reviewed my appeal, considered my arguments, and agreed to honor the claim. I was not very happy when my claim was denied, but am satisfied that they honestly took a second look.

After my cat suffered through a urinary tract blockage and infection two years ago, leaving me with $1600 in veterinary bills, I decided to purchase ASPCA pet insurance with continuing care. Recently, my cat was diagnosed with hyperthyroidism. I file my claims via e-mail for bloodwork, examinations, and prescriptions related to the illness and have found it really easy to work with ASPCA. I receive a confirmation e-mail, claim status updates, and the reimbursement checks are always mailed to me in a reasonable amount of time. Initially I was worried about dealing with pet insurance, but I now feel that it was worthwhile and it gives me a sense of security with regard to my cat's health. I will continue to utilize ASPCA pet insurance for my future pets.

I have a 9 month old Newfoundland that was diagnosed with bi-lateral luxating patella. Having Embrace Pet Insurance made the decision to have surgery very easy, knowing that I could afford to have both of his knees repaired. He is now walking much better and the prognosis for the future is very favorable. The alternative to surgery was to put him down. I received the check in a timely manner and hopefully we can now enjoy our puppy.

I wanted to say a quick word about my experience with Embrace, first I have never dealt with a company with so much compassion and professionalism. They truly do out of their way to show their clients empathy and caring. I would recommend them to any pet owner!

My 8 month old English Bulldog (Gov'nor) developed demodectic mange, "Puppy mange" caused by those pesty little mites. He developed this around 4 months of age. He has required medicated baths every 2 weeks. Trupanion responded very quickly to my claims--and paid out at 90% (less exams). This is my first experience with Trupanion and I would recommend them to anyone who has a pet. I thought I would never need to use the claim service--but I did and couldn't be more pleased. Thanks Trupanion

My 8 month old English Bulldog (Gov'nor) developed demodectic mange, "Puppy mange" caused by those pesty little mites. He developed this around 4 months of age. He has required medicated baths every 2 weeks. Trupanion responded very quickly to my claims--and paid out at 90% (less exams). This is my first experience with Trupanion and I would recommend them to anyone who has a pet. I thought I would never need to use the claim service--but I did and couldn't be more pleased. Thanks Trupanion

My sweet little puppy Olivia loves a squeaker toy. One Monday she got very sick and threw up and was very wobbly. Off to the vet we went, 8 hours later and $554.00 poorer, we came home with puzzled thoughts what was that in her body that started out in the am by her stomach and was now down by her tail? Well 20 minutes at home and out she went to relieve herself and what did we find but the squeaker toy. Thank goodness for Embrace they have paid the entire claim. It was the smoothest transaction ever. I wish my healtcare was this easy. Thank you Embrace you guys rock.

We have used Petshealth care for our other pets and for our dog Misty, a Chihuahua mix. Misty is about 17 months old and she has used the insurance for a couple of small claims and one large claim of $1,200. We received a fair amount after the 80%. We have collected more than we have paid in since getting the insurance in July,20l0. It was a good decision to purchase this insurance.

Very thorough company, easy to read forms, quick reimbursement for the wellness exam. Am getting ready for the spaying and microchip and hope to save some $$ once this is complete. Considering adding other pets in the near future for more discounts. My vet is very impressed with the company so far and may refer new patients.

My two miniature poodles Louis and Otto are my children, they mean the world to me. When Louis suffered from Lyme disease it took many tests to diagnose his illness. I was beside myself because he was in pain. The bill was steep and going forward I wanted to make sure that both boys were protected in the event of any future accidents or illnesses. After extensive research, I narrowed my choice to two insurance companies. I was concerned about the possibility of pre-existing conditions limiting coverage for the boys. After interviewing both finalists, I chose Healthy Paws for several reasons. The two most compelling reasons were the rigorous medical record review process and Jen Sherwood, the Claims Manager. I was encouraged to find a company that was willing to spend the time up front to make sure that I knew what was covered and not covered. Jen spent several hours with me reviewing Louis and Otto's records. I was really struck by her extensive knowledge along with her respectful, honest and warm manner. When Jen offered to contact the boys’ Vet to get more information on a particular condition noted in Otto's records I knew that my research and instinct had paid off! As a result of Jen’s going the full mile, Healthy Paws was able to provide Otto full accident and illness coverage. It is very comforting to know that the boys’ insurance company is more committed to covering illness than denying them the best possible health care…and I know exactly what I'm getting u