Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,104

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Blake Lopes

Great company!

Easy interface. Easy to upload documents. Very helpful and easy to chat with online. I appreciate their responsiveness and communication. I don’t know what I would’ve done without this insurance! Very thankful and happy with PetsBest! 10/10!
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3

out of 5

POSTED: | BY: Ciera Maiava

Submitted my claims but it took a…

Submitted my claims but it took a really long time. I have another pet insurance company for my puppy and they only took 2 weeks to process and get my return back. But unfortunately Pets Best took almost a month and a half for me to get my return and I’m still waiting on the deposit to my account. It’s very easy to submit the claim and use the app but I just wish the return time was a little faster.
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5

out of 5

POSTED: | BY: Elizabeth Fincher

I’ve had many pet insurance policies…

I’ve had many pet insurance policies over the years and this is the best one by far. I submitted my claim via the app the same day as my dog received the services and it was taken care of within 2 days. I’ve already recommended Pets Best to my friends and family members with dogs.
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5

out of 5

POSTED: | BY: cm

quick and very responsive

quick and very responsive
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5

out of 5

POSTED: | BY: Shelly Hunert

They pay claims

They do what an insurance company should do: pay you for submitted claims. I have submitted 3 claims and all 3 have been reimbursed as I expected and fairly quickly. I have called them multiple times to check in items and their customer service staff is friendly and helpful. Very happy with this service and we will be renewing our insurance next year!
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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