Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,104

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Suzanne Hickman

Outstanding service!

Purchased pet insurance with many misgivings due to hearing several stories of poor service and poor or no payouts. Am I glad that I decided to go ahead and try for myself. Pets Best has been outstanding in taking care of my claim. They sent me emails letting me know the progress of my claim and when I had a question a customer rep called me personally ( and within a few hours of my email) to discuss the problem. My claim was paid in just a few days. I couldn't be more pleased. Excellent company in every area!
5

out of 5

POSTED: | BY: Judy Wagner

Hassle Free Coverage; Compassionate Staff

My mini schnauzer was diagnosed with a malignant melanoma in May 2014. He had 2 surgeries and multiple vet visits following the last surgery to monitor his lungs, tummy and heart to ensure that the cancer was not affecting his breathing or swallowing. My vets were great by keeping the cost of follow-up visits low but Pets Best very quickly covered up to the limits of my insurance all claims in a prompt manner. Finally, I was most surprised to learn that since my baby died due to the illness, my insurance also covered the cost of his cremation. Definitely recommend Pets Best (my vet also said that Pets Best was one of the most professional pet insurance companies.
5

out of 5

POSTED: | BY: Maxine

Pets Best is great

Very happy with their services.East claim process and Quick payment
5

out of 5

POSTED: | BY: Dee Bogush

Love PetsBest

I love this company. They're very helpful on the phone, and they pay claims promptly and fairly.
2

out of 5

POSTED: | BY: HG

Good at first-now getting slow and expensive

I have had dogs insured with Pets Best for around 10 yr now.At first their prices were reasonable and they would complete a claim withing 5-6 days. Now it's taking 3 weeks and a phone call to get the last paid claim and their rates in the last two years have gone up by 50%. This latest round of rate increases is unreasonable. I'm looking around to move now. I'm going to mark that I would recommend them only because they do pay up.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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