Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,784

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sandra

Our four year old dog was diagnosed…

Our four year old dog was diagnosed with urinary incontinence. He has to go for treatment once a month. Submitting claims is very easy and user friendly.
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5

out of 5

POSTED: | BY: Ellis

So far everything has been a wonderful…

So far everything has been a wonderful and easy process! A++++++++ Thank you very much!!!!!!!!!!!!!!!!!!!!!!!!!
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5

out of 5

POSTED: | BY: Ranger CFO

We have 7 Maine Coons with Embrace

We have 7 Maine Coons with Embrace. 2 are over 10 and the other 5 are 7 and under, 2 of them being kittens. Embrace has covered everything from spaying and neutering, annual checkups to dental problems in the 3 oldest cats. Having been cat owners for over 50 years, we've just now discovered the blessings of pet insurance especially with this many at one time. Cats are like dogs who are like people. The older we all get the more medical problems than can and do arise. Medical care is not cheap especially for serious conditions. Embrace has us covered and 4 years in with them we couldn't be happier. And the peace of mind Embrace gives us is the best thing of all.
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5

out of 5

POSTED: | BY: Megan Wright

Outstanding Pet Insurance

Zoey, our two-year-old Aussie labradoodle, was recently diagnosed with uveitis/glaucoma. This has required many appointments with pet ophthalmologists as well as multiple prescriptions. The ease in submitting multiple claims (sometimes daily) has been incredible.
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3

out of 5

POSTED: | BY: Jennifer Guilland

I’m glad my dogs are insured, but

I’m glad my dogs are insured, but I specifically asked them if neutering was covered and the guy assured me it was. It was not. When I called. They said, oh. Sorry. Disappointed
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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