Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,784

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: customer

We have had a very sick Hunt…

We have had a very sick Hunt Terrier/Jack Russell since he was 6 mos then diagnosed with Immune Mediated Polyarthropathy Disease. He is now being maintained for this with an occasional event. Then, with a lowered immune system he contracted this fungal infection, usually deadly, presenting like Pythium Insidiosum. It turned out to be worse. BUT he is still alive and thriving with anti-fungal meds for 1 year. TBD... Embrace has helped us keep our Trooper alive. He has lived up to his name!! Thank you Embrace.
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4

out of 5

POSTED: | BY: Cynthia R.

Ease of use

My dog was acting very abnormally which made me concerned; having Embrace health insurance certainly makes me feel confident that he can be taken care of in all circumstances.
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5

out of 5

POSTED: | BY: jose vazquez

The ease of the complete process is 2nd to none!

The experience so far with embrace from the start of the policies for both my Pups to the 1st claim process has been nothing but positive. The piece of mind for the care of the dogs with Embrace as a Partner is great.
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5

out of 5

POSTED: | BY: Cynthia Pigno

Love Embrace ❤️

I simply love this insurance company. My Yorkie recently went into CHF and needed emergency hospitalization for 2 days in an 02 bed with several medications. Just as the plan stated, I was reimbursed quickly and chose to have it paid directly into my checking account. His daily heart medications are also covered and paid , in some cases the same day. Without Embrace, I don't know how I would be able to afford to keep my little guy alive. Such a wonderful company. Very responsive and friendly.
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5

out of 5

POSTED: | BY: Joleen Zackowski

100% positive experiences…

We have had Embrace coverage for our pets for the last 3 or 4 years, Every single interaction we've had with them has been 100% positive. Claims are easy to file and track and they are evaluated and processed by Embrace within a few days. The ability to chose your level of coverage is awesome. It's also very easy to speak with a representative to get answers to any questions that may arise.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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