Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,784

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Donna Raimondi

Over 2 months

Over 2 months, still waiting for refund on a veterain visit!!! Puppy had x rays and was diagnosed with severe asthma. This was not a pre existing condition! You’re never late taking autopay for premiums but I have to go through hell to get my fair 90 percent refund!
Read more on Trustpilot
2

out of 5

POSTED: | BY: mary

In the past we have always had good…

In the past we have always had good service I am currently going through an issue in regards to our dogs teeth. He has not prexisting conditions and the vet clearly stated this but Embrace is fighting the claim.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Humberto

Great Experience

I've been with embrace for years and have thoroughly enjoyed my experience. They respond quickly and make their claim process very easy! Deductibles are reasonable and it gives me peace of mind with fur babies! I lately went to a new vet and once again used the claim process and it was quick!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Linda Stroud

The claim was processed quickly.

The claim was processed quickly.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review