5
out of 5
POSTED: | BY: Brian Vervynck
So easy and payment happens quickly.
So easy and payment happens quickly.
Read more on Trustpilot
4.9
out of 5
Number of reviews 16,784
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Matthew Warner
They paid me exactly like the policy…
They paid me exactly like the policy says AND they claim was completed in 2 hours! I had money deposited to my account the next business day!
5
out of 5
POSTED: | BY: Ammon Butcher
Very friendly and helpful customer…
Very friendly and helpful customer service.
1
out of 5
POSTED: | BY: Heidi Smith
I no longer recommend this insurance to…
I used to recommend this insurance to everyone, no more. My dog had a vet visit for her teeth and the vet also checked her ears. Because of checking her ears I was punished with a one year exemption for "skin" issues. Apparently ears belong to her skin. Even though there was nothing wrong with her ears just because they were checked I am not able to claim anything skin related for one year. I haven't even claimed anything before but because she was treated for a spider bite BEFORE I insured her she has a so called preexisting skin condition. That banned me for one year. The year would have been over in a couple of weeks but because her ears were checked an entire year was added to the exemption. Unreal!!!!
1
out of 5
POSTED: | BY: Gloria Greenwald
Very high priced covered and seems to…
Very high priced covered and seems to increase on an annual basis with little to zero money returned on claims. Searching to change to another company.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.