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Trupanion


6100 4th Avenue S
Suite 200
Seattle, WA 98108
phone: 800-569-7913
website: http://www.trupanion.com
claim form

Trupanion offers pet insurance in US and Canada. Provides coverage in all 50 states, Canada and Puerto Rico.

Trupanion insures dogs and cats between 8 weeks and 14 years. Recently changed terms so that policies have no payout limits.

Trupanion offers a direct pay feature for many veterinary offices.
Customer Ratings
60 days 1 year Lifetime
Rating 8.9 8.8 9.1
Count 422 1478 5851
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  Money
Monthly Cost $12 - $90

Coverage You have a co-pay of 10% after your deductible. Examination fees are not covered.

The payout amount is based on your actual vet bill.

Payout Limits No per incident limit.

No annual limit.

No lifetime limit.

Deductible You select the deductible amount when signing up: $0 to $1000 per incident.

  Limits
Age Limits Pet must be at least 8 weeks old to enroll.

Pets must be under 14 years old to enroll.

Once enrolled, pets can stay insured regardless of age.

Waiting Period Coverage begins 30 days after date listed on policy

Exclusions Pre-existing conditions are not covered. Hip dysplasia is now part of the core coverage. Alternative therapies available for an additional rider known as the “Additional Care Package.”

  Misc
Notes The main plan is customizable.

Alternative therapies such as accupuncture, physical therapy, hydrotherapy, etc. are covered by purchasing an optional benefits package.